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Forget Everything You Know
About Credit Cards

No debt. No bills. Smart tech to tame your spending.

No debt. No bills. Smart tech to tame your spending.

Spend smart and live debt-free

Spyn manages your bills, grows your savings and lets you spend the rest.

Never worry about your bills again

Spyn reserves money for upcoming bills and sends you alerts when you need to take an action. 

Know exactly how much to spend

Spend confidently – knowing you have enough to cover your bills and save for the future.  

Save for things you need and want

Spyn helps you set smart savings goals, then funds them from each paycheck.

Experience the difference.

A Bundle of Benefits

Use your Spyn card to earn cash back, build credit and keep you safe. 

1% cash back with every swipe, tap or click
Build your credit every time you use your card
Virtual cards for safe shopping online
Automatic bill pay after every purchase
Better fraud protection than debit cards
Don't just avoid debt - achieve financial wellness

Cards for You, Not Us

Spyn works with artists to create beautiful, original cards that match your style. 

Stress Less. Live More.

Spyn flips the credit card model. Instead of luring you in with rewards and hammering you with fees and high interest, Spyn charges a small fee to help you thrive.

Spyn Standard


per month

All features including cash back and automatic bill pay

Spyn Premium


per month

Add a quarterly meeting with a live financial planner

No payment required until you receive your card.

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